Cool Site of the Month

This month we like to extent the Zotime site of the month to my new home page Reference Desk. This site is outstanding. It could possibly be the best desktop out there. It has everything you need right at your fingertips.

Want to check out your stocks... there are several great links to top market analysis sites. Want to know what is going on in the world... not only are the headlines right on the right side, but the top news agencies are just a click away.

Need a break from it all, then look no further then a number of cool fun game links as well. Do you need to look something up, search engines to the left, great reference material near the bottom. Need to find out the latest on a game, the weather or your favorite movie or TV show... It's all here.

This is the best reference desktop I've ever seen, and you will like it also. Give it a look and let me know what you think.

Best of the Web

MSN had what they thought was the best 100 useful websites.

The best sites for saving money
Bargaineering
Consumerism Commentary
The Dollar Stretcher
Financial Integrity
Get Rich Slowly
The Simple Dollar
The Simple Living Network
Smart SpendingWise Bread

The best sites for savvier spending
Angie's List
BillShrink
The Budget Fashionista
Consumer Reports
The Consumerist
Edmunds.com
ePinions
FreeShipping.org
Red Tape Chronicles
Shop It To Me
ShopLocal.com

Best sites for bargain hunting
Ben's Bargains
DealNews
Ebates
FatWallet
MyBargainBuddy.com
Slickdeals

Best sites for grocery savings
CouponMom.com
The Grocery Game
Hot Coupon World
Penny Pincher Gazette

Best sites for coupons
Alex's Coupons
CouponCabin
CouponCode.com
Coupon Mountain
RetailMeNot.com

Best sites for comparison shopping
BeatMyPrice.com
BeatThat!
DiscountMore.com

Best sites for saving and investing
Bankrate.com
Findacreditunion.com
Morningstar
Financial Engines

Best sites for paying for college
FinAid
Savingforcollege.com

Best sites for managing your credit
AnnualCreditReport.com
CardRatings.com
Credit.com
CreditCards.com
CreditMattersBlog.com
myFICO

Best sites for real estate and mortgages
ThinkGlink.com
Mortgage Professor's Web Site
HUD.gov
Making Home Affordable
Best sites for free government help
Federal Citizen Information Center
The Federal Reserve
Govbenefits.gov
Home Energy Saver
Mymoney.gov
Best sites for insurance
Insure.com
United Policyholders
Best sites for doing it yourself
Fix-It Club
Instructables
Nolo
Best sites for travel
Farecast
Kayak
MouseSavers.com
OneBag
SeatGuru
Theme Park Insider
TripAdvisor
The Universal Packing List
WebFlyer
Best sites for really cheap travel
CouchSurfing
HomeExchange.com
Less than a Shoestring
Best sites for charitable giving
Charity Navigator
DonorsChoose.org
GuideStar
Best sites for productivity and careers
The Blog of Tim Ferriss
The Brazen Careerist
Lifehacker
The Thin Pink Line
WebWorkerDaily
Zen Habits
Best sites for free entertainment
Fancast
Hulu
Pandora
Best sites for freebies
Freebiewatch
Free Stuff Times
Hey, It's Free!
Best sites for swapping stuff
Freecycle
PaperBack Swap
TitleTrader
Best sites for free tech stuff
5 Star Support
OnlyFreewares.com
Mozy
Tech-Recipes
Wi-Fi Free Spot
Zoho

Zotime Site of the Month

This month we like to extent the Zotime site of the month to Top Secret Recipes. This site is dedicated to giving out clone recipes of some "brand name" favorites. Top Secret is unique in that they actually provide the original custom recipes that have been created from scratch by Todd Wilbur who has been cloning recipes for over 15 years. The site is has so many original clone recipes that your heart will be content. And best of all, most of them are free. So if you've always wanted to make a 7-Eleven® Cherry Slurpee®, Olive Garden® Alfredo Pasta , or even Emeril's® Original Essence, then this is the place for you.

Zotime Site of the Month

Ok, so it’s been a few months since I last posted a Zotime Site of the Month, but I just haven’t been able to find a site that I liked.

Therefore, I’m back to taut a pretty cool site if I do say so myself.

This month we feature Bankrate.com… this site has all things financial covered. Want to know the best mortgage rate, home equity loan, or car loan in your area… boom, it’s there. Want to know the best rate for a CD, credit card, or money market account… yes, they have that as well.

This kind of powerful financial information as well as some good advice and news is well packaged in this easy to navigate website. To add to the value of the website Bankrate.com also offers an assortment of calculators. Tax, investment, mortgage rate, retirement and personal finance are just some of the calculators offered. Best of all, the whole website is free. So if you have a few minutes checkout Bankrate.com… Zotime said so.

Zotime Site of the Month

A new feature for this blog is to bring you a new site each month that I find interesting. The inaugural site is zillow.com.

Have you ever wondered what your house was worth. Zillow.com is an online real estate service dedicated to helping you get an edge in real estate by providing you with valuable tools and information. Moreover, it shows how your house has depreciated over the last few years. There are many cool features on this site such as providing an oversight of the neighborhood that you are searching for and identifying houses that are for sale. When you click on the house it will bring up a detailed description of the house as well as comparables. Go check it out... Zotime said so.